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By Joseph Di Giulio – Long-Term Care & Financial Planning Specialist, THG Financial Strategies Long-term care is one of the most overlooked areas of financial planning — yet one of the most financially devastating if ignored. With people living longer and healthcare costs rising, families in Virginia are asking the same question: “How can I protect my savings, my independence, and my family from the burden of long-term care?” 1. Long-Term Care Is Not Covered by Traditional He

For years, researchers have known that age-related hearing loss is linked to an increased risk of developing dementia. But an important question has remained: Can using hearing aids actually reduce that risk—and does timing matter? A newly published research letter in JAMA Neurology  (2025) sheds light on this question, drawing on decades of data from one of the most respected long-term health studies in the world: the Framingham Heart Study (FHS). The findings emphasize a cl

Did you know that enjoying music or taking daily steps could help protect your brain as you age? Two recent studies reveal simple lifestyle habits that may reduce dementia risk and support cognitive health. Music and Dementia Risk Researchers studied over 10,000 Australians aged 70+  and found exciting connections between music and brain health: Listening to music regularly:  39% lower risk of dementia Playing an instrument:  35% lower risk While it’s too early to say music p

As winter settles in and daylight grows shorter, caregivers often find themselves searching for meaningful ways to engage loved ones living with dementia. The cold months can be isolating, especially when weather makes outings difficult. Fortunately, many art museums and dementia-support organizations offer virtual programs , interactive online sessions , and remote creative experiences  designed to stimulate the mind and bring comfort during the long winter season. Art exper